The Objective: These ancient games of chance are played with eight (8) decks of cards. The object is to get a point count closest to 9. Picture cards and 10’s, and any combination of cards totaling 10, have no value. All other cards are counted at face value. Ace is 1 Deuce is counted as 2, etc. Thus, a hand containing a 9 and a 5 equals 4.
Baccarat begins when the cards are shuffled by the croupier and placed in a dealing device called a shoe. The player, acting as banker, deals from the shoe. Two ( 2) cards are dealt to the player’s hand and two (2) cards are dealt to the banker’s hand. The dealer announces the point counts. If the point count of either hand is 8 or 9, it is called a natural and no additional card will be drawn from the dealing shoe. If neither hand has a natural, additional cards will be drawn face up for the player’s and banker’s hands based on the rules and the dealer’s instruction.
There are three(3) ways to bet in Baccarat. All players, including the banker, can bet on the banker’s hand, the player’s hand, or a tie hand. Player hand bets and banker hand bets are a push if the result is a tie. All bets are placed before the croupier calls ” no more bets” and the cards are dealt. A bet on the banker’s hand wins if the banker’s hand has a point count higher than the player’s hand. It loses if the banker’s hand has a point count lower than the player’s hand has a point count higher than the banker’s hand.
It loses if the player’s hand has a point count lower than the banker’s hand. A winning bet on either the banker’s hand or the players hand will result in a one to one payoff with winning tie bets paying out odds of eight to one. A tie bet wins if the point counts of the banker’s hand and player’s hand are equal and loses if the point counts are not equal.
A winning bet on the banker’s hand will be assessed a 5% commission. The commission percentage will be posted at each table and must be paid at the conclusion of each shoe, or before leaving the table.
If the banker’s hand is successful and wins, the participant dealing retains the dealing shoe passes, giving each participant a chance to handle the shoe. A participant may pass the dealing shoe at any time.
Players Hand Third Card Rule:
When Player’s First Two Cards Total: Player’s Hand
0-1-2-3-4-5 Draws a Card
8-9 Natural Stands – No draw to either hand